Joyce Williams Leaves Retirement, Re-Joins Florida Bank of Commerce

By  //  May 9, 2015

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Executive assistant and Vice President

ABOVE VIDEO: When Florida Bank of Commerce opened in 2004, Joyce Williams was on board. She had been with a larger banking institution for nearly a decade leading up to then, and she found that the concept of “community banking” really resounded with her.

BREVARD COUNTY, FLORIDA — When Florida Bank of Commerce opened in 2004, Joyce Williams was on board.

She had been with a larger banking institution for nearly a decade leading up to then, and she found that the concept of “community banking” really resounded with her.

She joined Florida Bank of Commerce as one of the original team members and Area Relationship Manager of the Melbourne office, cherishing the opportunity to build up a client base and get to know each and every one of her clients on a personal level. 

In 2007 the bank expanded its presence by opening a branch in Merritt Island, where Joyce continued working in her role as the Area Relationship Manager.

Dana Kilborne

Dana Kilborne

But as retirement age approached, and Joyce began to think about ways she would enjoy spending her days during retirement, the appeal of quiet, reflective mornings and more time spent with family drew her in. So, in 2013, Joyce retired from Florida Bank of Commerce.

It didn’t take long for her to realize something was missing.

She fondly remembered the days spent hustling and bustling at Florida Bank of Commerce, getting to know her clients and helping them achieve their financial goals.

That’s why – when Florida Bank of Commerce President and CEO Dana Kilborne and Joyce had lunch a few months ago – Joyce began to give a lot of thought to coming back to the bank.

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Kilborne invited Joyce to return to Florida Bank of Commerce as her executive assistant and as Vice President of the bank.

After considering it, and with a heart full of great memories and invaluable experience, she accepted and is now working again at Florida Bank of Commerce, but this time, back in the bank’s Melbourne office.

Joyce Williams

Joyce Williams

“I missed the people: my friends, my colleagues, my clients. I still had such a passion for the way this bank does business – putting people first – so when Dana offered me this role, I thought about it and I knew I missed working here too much to say ‘no,’” Williams said.

In her new role at Florida Bank of Commerce’s Melbourne office as a Vice President and Executive Assistant, Joyce is back to working with clients to ensure their needs are being met, and she also serves as a liaison to the bank’s Board of Directors.

She laughs when she considers her most “challenging” responsibility – helping to manage the increasingly booked-up calendar of Dana Kilborne.

“I helped Dana when she started this bank, and I’m so glad to be back here doing what I love, and working alongside Dana again,” Williams stated.

Joyce lives in Merritt Island with Ed, the love of her life, whom she affectionately refers to as “my mountain man from Tennessee.”

The two have two grown daughters – Angela and Rebecca, of whom they are both very proud.

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When Florida Bank of Commerce opened in 2004, Joyce Williams was on board. She had been with a larger banking institution for nearly a decade leading up to then, and she found that the concept of “community banking” really resounded with her. (Florida Bank of Commerce video image)

When Florida Bank of Commerce opened in 2004, Joyce Williams was on board. She had been with a larger banking institution for nearly a decade leading up to then, and she found that the concept of “community banking” really resounded with her. (Florida Bank of Commerce video image)


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