VIDEO: Federal Trade Commission Helps You With Holiday Shopping Tips

By  //  December 12, 2017

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DON'T LET STRESS DROP YOUR GUARD

ABOVE VIDEO: Online shopping tips from The Federal Trade Commission.

(FEDERAL TRADE COMMISSION) — The stress of the holiday season wears on everyone. That stress can sometimes cloud our thinking. Money, a lack of time and last minute chores are all factors into creating stress this time of the year. 

With less than two weeks to go in the Christmas shopping season, many consumers dealing with all of these issues may be pressed into making a purchase they otherwise may not consider or you may have found that one “hard to find” item that will make the gift giving experience complete.

The Federal Trade Commission wants you to be careful.

Whether you like to meander through the mall or search for deals online, the FTC has a gift for you — shopping tips to help you watch your wallet, shop wisely, and protect your personal information.

Holiday Shopping Tips: 

Whether you like to meander through the mall or search for deals online, the FTC has a gift for you — shopping tips to help you watch your wallet, shop wisely, and protect your personal information.

  • Make a list and a budget. Include incidentals, like cards, wrapping paper and eating out.
  • Check out websites that compare prices for items sold online, and at stores in your area.
  • Look for rebates. Some can be redeemed at checkout, but most require you to send documentation to the manufacturer to get your rebate.
  • Make sure the scanned price is right. Overcharges cost you money and time, especially if you don’t notice them right away.
  • Consider customer reviews carefully. The law says reviewers should disclose their connection to a company, but not all of them do. Before you buy anything based on a review, search online for information from sources you trust. Compare reviews from a variety of websites.
  • Giving jewelry? Take some time to learn the terms used in the industry so you can get the best quality and value.
  • If you use a mobile device or computer to shop for deals, be aware that some unexpected emails, texts or posts may lead to fraudulent sites claiming bargains on brand name products.
  • Save receipts. When you’re shopping online, keep copies of your order number, the refund and return policies, shipping costs and warranties.
  • Billed for merchandise that wasn’t received? Here’s what to do.
  • If money’s tight, consider layaway. You typically make a deposit and pay over time; the retailer holds the merchandise until you’ve paid for the item in full.
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