Common Benefits and Compensation for Workers Injured at Workplace
By Space Coast Daily // March 16, 2019
We all love it when the economy of the country is performing excellently, which can be demonstrated by the zeal of individuals working in various industries. However, all the workers in these industries, especially those who work in the manufacturing sector, need a decent working environment that will provide a conducive medium for optimal production.
A considerable number of employees work in deplorable conditions around the country.
Multiple rules and regulations have been enacted with the aim of compelling factories and manufacturers to provide a conducive working environment for their employees. However, only a few organizations have been able to implement the current regulations.
One of the greatest troubles of congested and dirty working environments is that they’re likely to instigate accidents, which may cause severe injuries to the individuals involved.
In such scenarios, the victims are entitled to compensation benefits. Illinois Workers’ Compensation Act outlines some of the benefits that injured workers are supposed to get.
Apparently, every time you’re injured in your workplace, you will seek medical attention from the nearest medical facility. The law requires that the company pays all the medical expenses that will be charged by the hospital.
Injured persons are not required to co-share medical expenses with the company. Moreover, insurance policies such as Medicaid and Medicare are also not required to intervene.
Choice of Doctors
Factories might be interested in choosing the medical facility that you will seek your medication. Most of the factories are known to use this strategy so that they can minimize the amount of money they are likely to be charged by the healthcare center. You should not be coerced to seek medical attention from a hospital that is not your choice.
As an injured worker, the law provides that you have an opportunity to consider the doctor and medical facility of your choice for treatment. You can also seek medical attention from a referred medical personnel.
Lump Sum Settlement
Some of the manufacturing companies have reported situations where an injured person losses the partial functionality of a body part.
In such circumstances, your employer has been obligated by the law to pay a lump sum settlement, which acts as compensation for injuries caused. The amount that you’ll be paid depends on whether the body part has been permanently impaired or not.
Ankin Law Office LLC notes that some employees are entitled to lifetime benefits, especially if the injury has caused a permanent loss of body part/parts. These benefits will help you to cater for your expenses even when you’ve lost the capacity to handle any role.
Wage Loss Differential
Sometimes the injuries suffered by various workers are not severe enough to prevent them from handling other roles. Some of them end up handling lighter roles, which means that they will be receiving lower income as compared to their previous jobs.
If you’re in such a situation, you should request for compensation from your previous employer. You’re entitled to two-thirds of the average weekly wage in your former occupation.
Temporary Total Disability Benefits
You might be temporarily disabled such that you need some time, off work, to heal. The law requires that your employer pays you temporary total disability benefits, which amounts to two-thirds of your gross weekly wages. However, you must have the necessary letter from a recognized medical practitioner confirming that you’re temporarily disabled.
In extreme cases, you might be injured to the extent that even when healthy, you will not be able to perform the same work. This means that you will be forced to train in another occupation so that you can continue to work and support your life.
Your employer has been compelled by the law to compensate you for all the amount and time lost while training for another profession.
As you can see, workers are entitled to significant benefits and compensation when they are injured at the workplace. However, it is important to observe safety and any other precautionary measures at your workplace to avoid injuries. Some companies might justify that you got injured deliberately so that you could access benefits.
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