Space Coast Home Buyers: Now is Time to Take Advantage of Favorable Interest Rate Environment

now may be best time to reach out to your local Lender and Realtor to purchase your new home

BREVARD COUNTY, FLORIDA – We are over the first seven months of 2019 and my how things have changed. Remember back in December when the Feds announced plans to increase interest rates at least four times as we entered into 2019? Yikes!

This certainly wouldn’t help our housing market especially with first time home buyers trying to transfer out of the rent race. It was gloom and doom. But then, something wonderful happened. Interest rates dropped.

Mortgage lenders are extremely busy again as Brevard County home buyers take advantage of today’s interest rate environment.

With only five months remaining this year, now may be the best time to reach out to your local Lender and local Realtor to purchase your new home. Or, conceivably consider the advantages of refinancing your existing mortgage.

For Jumbo, Conventional, VA/FHA and other mortgage financing or refinancing please make sure you are working with a local Brevard County lender. And yes, Embrace Home Loans is local!

Are you a Veteran? Our VA home loan rates are extremely low. No down payment! No mortgage insurance! And if you are a homeowner with a VA home loan now – call us today.

We are lowering interest rates and payments all with recovery periods under three years for qualified Veterans using the VA IRRRL (interest rate reduction refinance loan). No income and no appraisal are required.

COMMUNITY IS CORE VALUE

Community is one of our core values at Embrace Home Loans and I believe those of us who reside and are employed in Brevard have a solid reputation to protect.

Embrace Home Loans encourages and allows me the opportunity to give back to the community through sponsorships as well as volunteered time. Supporting the community is a huge part of our core values here at Embrace Home Loans – and to me personally.

We’ve seen buyers prequalified with out of area lenders call us simply because of lack of communication with their loan officer and Realtor. What happens to the originating virtual loan officer who isn’t here, when the buyer’s loan falls apart prior to closing?

It truly doesn’t affect them while they’re sitting in another state, does it? I have always believed communication, education, problem-solving and closing on time builds a solid reputation in the mortgage arena. Is it just me?

To reach Stephen Thaggard at Embrace Home Loans call 407-733-6425 or e-mail sthaggard@embracehomeloans.com

ABOUT THE AUTHOR

Stephen Thaggard is the Sales Manager of Embrace Home Loans in the Viera, Florida office. He has worked in the mortgage industry for the last 21 years and focuses on assisting builders, Realtors and homebuyers with Florida mortgage options and solutions. Thaggard, a member of the Embrace Home Loan President’s Club since 2014, is also a member of FAMP – Florida Association of Mortgage Professionals and MBA – Mortgage Bankers Association. To reach Thaggard at Embrace Home Loans call 407-733-6425 or e-mail sthaggard@embracehomeloans.com

Embrace Home Loans, Inc. NMLS ID #2184 is licensed in 46 states plus DC

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