How Getting Plumbing Stoppages Covered Will Save You a Lot of Money

By  //  December 11, 2020

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Are you used to gurgling and hissing when you open a tap and the sound of whooshing that heralds no water flow? Or it could be that your once-torrential taps now yield water trickles that make filling up a glass to be a lesson in patience.

Plumbing problems are among the first to announce themselves as your home ages, so getting your plumbing stoppages covered by a home warranty policy can save a lot of money and time.

Let’s take a look at why plumbing stoppages occur. Most plumbing system lives can be well extended with some maintenance that we generally ignore till one of the following things happen:

1. Improperly disposed of garbage flushed down the plumbing lines such as sanitary products, tissues, etc., cause blockages.

2. Plumbing lines in the kitchen and bathroom are used to oily and fatty residues that can trap particles and form a mat that will block water.

3. You’d think using a drain cleaner regularly would help, but think again! They can corrode your plumbing as they are highly caustic.

4. If your home is ancient, you may have a problem with mosses and plant roots growing into your plumbing.

5. Having dead leaves and litter entering your gutter can cause larger problems when they block drainage.

The result of all this is clogged sinks, bathtubs, drain stoppage, etc. While a plunger can sort out small blockages, they are never enough for bigger ones. Clearing out a massive plumbing stoppage can end up being quite expensive!

Home Warranty Coverage On Plumbing Stoppage

A home warranty can help you save a lot of money on repairs and replacements of aging systems and appliances. The plumbing system is crucial, and people tend to neglect it till there’s no water to be had.

Getting a plan that covers plumbing systems can bring you the peace of mind of knowing that you can call an expert technician to fix problems.

Some home warranty companies offer 2-3 plans, one with only systems coverage, one with solely appliance coverage, and a combined one with comprehensive coverage.

Most home warranty companies like Total Home Protection offer mixed systems-appliances plans where the extent of coverage increases with the premium amount.

When you choose plumbing system coverage, you must go through the list of inclusions and exclusions in your contract to understand how the repairs or replacements will be provided.

Generally, the following components of a plumbing system are covered: leaks and water breaks, drain, gas, waste and vent lines, toilet tanks and their bowls or mechanisms, toilet wax ring seals, diverter angle stops, shower, rinses, gate, and tub valves, drain and were line stoppages up to 100 feet and built-in bathtub whirlpool motor and tub assemblies.

They may also cover the repair of walls or ceiling up to $500 per claim.

The coverage will not include underground plumbing, plumbing outside the home perimeter, removal of water closet or toilet, fees for equipment, stoppages caused by roots invading, foreign objects, jet or steam clearing, bathtubs, toilet, lids, seats, baskets, and strainers, pop-up assemblies, sinks, cracked porcelain, freeze damage, lawn sprinkler systems, etc.

You may be able to avail of coverage on certain items like faucets and fixtures, hose bibs, baskets, and strainers, etc., by paying for an upgrade.

Huge Savings

DIY-ing plumbing repairs are, of course, an option for those with the know-how, but most of us don’t have the expertise to be attempting them. Hiring a plumber can be quite expensive to get the repairs that a home warranty will cover at a much lower cost.

Hiring a plumber may come at the cost of $100-$300, not necessarily including parts’ cost.

With a home warranty policy, the premium payments take care of the repair prices, and all you pay is a trade service fee of about $75 (or more based on the plan).

Home maintenance need not be a hassle if you plan well and take advantage of the products and services for getting it done efficiently.

Though the upfront cost may be higher, they can pay off in the long run. Do careful research and analyze your needs and the nitty-gritty of the purchases using consumer research portals like