The Only Guide You Need to Protect Your Rights After a Car Crash
By Space Coast Daily // July 14, 2021
A car accident can cause a lot of damage to the victims. A victim would then have the right to file for compensation for the property damage and resulting injuries. This can either be resolved or settled through a series of car accident claims involving the insurance company of the at-fault party.
For more complex cases, the claim can be settled through a lawsuit. The main principles that will help you obtain your compensation rightfully are persistence, patience, and professionalism.
If you have an attorney working with you on your case, you can often reach a resolution by a satisfactory negotiation. This guide helps you protect your legal rights when involving in a car accident and sustaining injuries or property damage. Keep reading.
Get Immediate Medical Help
Once you get injured in a car accident, the first thing you need to do is to seek medical attention. The doctor’s note, treatment records, and medical bills are the best kind of evidence that can support your case and help you obtain compensation for the financial damage you sustained.
It doesn’t matter whether you’re dealing with the at-fault party’s insurer or your own insurance company, the medical records you provide will reduce the amount needed for administrative costs required to review your case. So you won’t just be saving your life and getting immediate help for your injuries, you’ll also be acquiring difficult-to-refute evidence to prove your physical condition and an accurate groundwork for the demand of your settlement.
Document the Scene
While it can be chaotic to involve in any activities right after the accident, if you get the chance to document the scene, make sure you capture as much as you can. The evidence you collect from the accident scene a great way to prove liability and win your claim. That said, make sure you talk to witnesses, collect their contact numbers and names, and ask them if they would be willing to provide a verbal or written statement.
The more information and details you capture from the witnesses and the scene, the stronger your claim will be. Make sure you also call the police to come and document the incident so that you can obtain a police report of the accident.
Contact an Attorney
Professionalism and persistence are two main principles for winning injury claims, however, they may not always help you against insurance adjusters. If you’re dealing with an adjuster who’s blocking the payments of your claim or delaying them, it may be best to get in touch with a car accident attorney who can negotiate your deal further.
Insurance adjusters are often handled more professionally by attorneys given the implication of the threat of a lawsuit. This forces adjusters to pay attention to your case and break their pattern of delay. It’s also more guaranteed to receive extensive wage loss and long-term medical care when working with a personal injury or car accident lawyer.
Identify the Property Damage Repair Estimates
After dealing with the major consequences of your car accident, you’ll need to estimate the damage done to your car. Insurance adjusters will definitely request for an independent inspection to be done on your vehicle so that they can estimate the damage and decide on your claim’s settlement amount.
Make sure you are prepared with two or three damage estimates of your car so that you can make a valid argument concerning your vehicle repairs and how much it would cost to perform these repairs. Stay persistent when dealing with adjusters, you want to deliver fixed numbers and relevant arguments when it comes to the value of your compensation and car repairs.
Maintain a Level of Professionalism, Persistence, and Patience
You need to understand that insurance adjusters deal with millions of other cases similar to yours on a daily basis. While your case may be your first priority, this doesn’t mean it has to be theirs too. This is why you have to be patient and professional when dealing with adjusters.
You need a level of persistence as well to stay in contact with adjusters and receive updates on your case. You also want to be on their good side. The adjusters handling your case control the outcome and decides on the amount of money you receive. The last thing you want to do is act unprofessionally with these people and risk your entire compensation.
If you have been through a car accident, you know it’s a traumatic event that leaves people shocked. There’s only a little time to call an ambulance and collect evidence from the scene.
Then you’ll be drowning in all the medical bills that keep mounting the more you follow your doctor’s orders. A car accident attorney will help you gather the required evidence and talk to insurance adjusters. An attorney is your best chance to win an injury claim and receive compensation.