Exploring the Financial Impact of Birth Injuries on Families
By Space Coast Daily // May 19, 2023
With a BA in communications and paralegal experience, Irma C. Dengler decided to make the best of her writing skills. She decided to turn complicated legal matters into something more.
palatable for the masses. Therefore, Irma became a law communicator who writes about everyday problems so everyone can understand them and take the appropriate action.
She specialized in personal injury cases, as they are more common than anyone thinks, but her areas of expertise also include civil law, criminal law, insurance-related issues, and more.
Business travel is an essential part of many jobs, and while it can be an exciting and rewarding experience, it also carries some risks. Employees who are injured while traveling for work may face physical, emotional, and financial difficulties. It is important for these employees to understand their legal rights and options.
In the unfortunate event that an employee is injured while on a business trip, it is important to take action as soon as possible. Reporting the injury to the employer and seeking medical attention should be the first steps taken. From there, employees should keep detailed records and seek guidance from a personal injury lawyer.
The Costs of Birth Injuries
The costs associated with birth injuries can be staggering. According to a study by the Healthcare Cost and Utilization Project, the average cost of a hospital stay for a newborn with a birth injury was $13,400 in 2012. This figure does not include additional medical expenses such as doctors’ visits, medications, and therapies.
Families may also incur indirect costs related to their child’s injury. For example, they may need to take time off work to care for their child, which can result in lost wages and benefits. In some cases, one parent may need to quit their job altogether to provide full-time care for their child.
The financial burden of a birth injury can be particularly challenging for families who are already struggling financially. In some cases, families may need to take out loans or rely on credit cards to cover medical expenses. This can lead to a cycle of debt that can be difficult to escape.
Coping with the Financial Impact of Birth Injuries
While the financial impact of a birth injury can be overwhelming, there are strategies that families can use to cope with these challenges. Strategies include:
Financial Assistance Programs
Many organizations and foundations offer financial assistance to families of children with birth injuries. These programs may provide grants, scholarships, or other forms of financial aid to help cover medical expenses.
Families should explore their insurance options. Depending on the type of insurance they have, some medical expenses related to a birth injury may be covered. Families should work closely with their insurance provider to ensure that they are receiving the maximum amount of coverage available.
Another strategy is to work with a financial planner or advisor. A financial planner can help families create a budget and develop a plan for managing medical expenses. They may also be able to suggest investment strategies or other ways to increase income.
Government Sponsored Programs
Families should also consider applying for government benefits such as Medicaid or Supplemental Security Income (SSI). These programs can provide financial assistance to families of children with disabilities.
In addition to these strategies, families can also take steps to reduce their overall expenses. For example, they may be able to negotiate lower medical bills with healthcare providers, or they may be able to find less expensive sources of medical equipment or supplies.
Birth Injury Lawyer
Moreover, families can also explore legal options to seek compensation for the financial damages caused by birth injuries. Medical malpractice or negligence is one of the leading causes of birth injuries. If a healthcare provider’s actions or lack of action caused the birth injury, families may be able to file a medical malpractice lawsuit. This legal action can help families recover financial damages for medical expenses, lost wages, pain and suffering, and other related expenses.
It is important for families to consult with a birth injury lawyer from Chalik Law experienced in handling birth injury cases to evaluate the strength of their case and to understand their legal options. Filing a medical malpractice lawsuit can be complex and time-consuming. However, it may be necessary to recover the financial compensation needed to cover the high costs associated with a birth injury.
Consider the Emotional Impact
It is important for families to prioritize self-care and seek support from others. Coping with the financial impact of a birth injury can be stressful and overwhelming. It is important for families to take care of themselves and seek support from friends, family, or support groups.