How to Qualify for a Simplified Divorce Without Extra Costs

By  //  February 13, 2026

Florida is a state where divorce procedures can feel overwhelming, especially if you’re looking to keep things simple and affordable. As one of the most populous states in the U.S., Florida follows a no-fault divorce system and has specific family law rules designed to streamline certain cases. 

Many couples assume that ending a marriage always involves lengthy court battles and steep attorney fees, but that’s not necessarily true. If you meet specific criteria, you may qualify for a simplified divorce, which can save both time and money. 

For residents curious about the cheapest way to divorce in Florida, understanding the basics can make the process much smoother. In this article, we’ll walk you through the key requirements, share practical tips, and explain how to navigate the process without incurring extra costs.

Who Qualifies for a Simplified Divorce in Florida

A simplified divorce is designed to make the process faster and less expensive. Not every case qualifies. To be eligible, you generally need to meet a few key requirements:

■ Both partners acknowledge that the marriage cannot be repaired.

■ They do not share any minor or dependent children.

■ Neither party is expecting a child.

■ There is a mutual agreement on the division of assets and liabilities.

■ Neither spouse is requesting spousal support.

■ Both parties are prepared to complete the required documents and appear at the final court hearing.

If you meet these requirements, you can usually file using the simplified forms at your local Florida courthouse.

Steps to Filing Without Extra Costs

Filing for a simplified divorce doesn’t have to drain your wallet. Here’s how to keep costs low:

1. Download court forms for free: Florida provides free divorce forms online. Use the Florida Courts Self-Help page to get them.

2. File yourself: You can file your case without a lawyer if it is straightforward. 

3. Agree in writing: Draft a clear written agreement with your spouse. Include property, debt, and financial obligations. Courts usually require this to be signed by both parties.

4. Submit forms correctly: Double-check your paperwork to avoid delays. Errors can result in extra fees or the need to refile.

5. Attend the final hearing: If everything is in order, the judge will finalize your divorce in a short hearing.

Following these steps carefully can prevent hidden costs and reduce stress.

Tips to Keep Your Divorce Simple

■ Keep communication open: Misunderstandings lead to disputes, which can increase costs.

■ Separate finances early: Split bank accounts, credit cards, and bills before filing your taxes.

■ Track your assets: Make a detailed list of property, accounts, and debts to simplify division.

■ Avoid lawyers unless needed: You can consult one for advice without full representation, which saves money.

Common Pitfalls That Add Costs

Even simple divorces can get expensive if you’re not careful. Watch for:

■ Property disputes: Even minor disagreements can escalate and require mediation.

■ Missing documents: Failing to provide a signature or required paperwork may require you to refile.

■ Not meeting residency requirements: You or your spouse must have lived in Florida for at least 6 months before filing.

■ Child or spousal support claims: If children or support are involved, your case moves out of the simplified track.

Avoiding these issues helps keep your divorce within the simplified process and saves you money.

How Long It Takes

Florida has simplified divorces that typically take 3060 days, provided that the forms are filled correctly and both parties are cooperative. This is very quick compared to traditional divorces, which may take months or years to complete in the event of a dispute.

When You Might Need Extra Help

Given that the cases begin as simple, some may turn out to be complicated:

■ In case new debts or property wrangles emerge.

■ If one of the spouses changes their mind regarding the agreements.

■ In case any of the spouses object to filing or need further exploration.

Even at that time, simplified divorce saves money since most of the paperwork and contracts have been prepared.

Key Points Recap:

■ Simplified divorce eligibility: No minor children, limited assets, full agreement.

■ File using free Florida court forms to save on legal fees.

■ Clear written agreements prevent disputes and extra costs.

■ Common pitfalls include property disputes, missing forms, and residency issues.

■ Typical timeline: 30–60 days for finalized divorce.

■ Keep communication and finances separate to maintain simplicity and clarity.